Terms & Conditions
Last Updated: March 31, 2025
Welcome to Fundhub Enterprises LLC. By using our services, you agree to comply with and be bound by the following terms and conditions. Please review them carefully.
1. Acceptance of Terms
By accessing or using Fundhub Enterprises LLC's services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree with these terms, please do not use our services.
2. Service Description
Fundhub Enterprises LLC provides credit-related services, including but not limited to credit monitoring, dispute letter preparation, credit coaching, and educational resources. We work on your behalf to identify and dispute potential inaccuracies on your credit reports from the major credit bureaus.
We do not guarantee specific results or timeframes, as outcomes depend on various factors including credit bureau processing times, creditor responses, and the unique circumstances of each client's credit history.
3. Client Responsibilities
As a client, you agree to:
- Provide accurate and complete information
- Cooperate with our requests for documentation
- Promptly forward any correspondence received from creditors or credit bureaus
- Maintain timely payments on your active accounts
- Follow our credit improvement recommendations
- Refrain from applying for new credit during the process without consulting your credit coach
4. Payment Terms
Clients agree to pay fees according to the selected service plan. Monthly fees will be automatically charged until services are canceled. Setup fees are non-refundable. For monthly plans, clients may cancel at any time with 30 days written notice. For prepaid plans, refunds are subject to our Refund Policy.
5. Legal Compliance
Our services comply with applicable laws such as the Credit Repair Organizations Act (CROA), Fair Credit Reporting Act (FCRA), and others. You have the right to dispute inaccurate info directly. We cannot remove accurate negative info or accept payment before services are rendered.
6. Limitation of Liability
Fundhub Enterprises LLC is not liable for indirect, consequential, or punitive damages. Our total liability is limited to the amount you paid for services in the previous six months.
7. Privacy
Our Privacy Policy governs how we collect and use your personal info. By using our services, you consent to the policy.
8. Changes to Terms
We may update these terms at any time. Continued use of our services after changes means you accept the updated terms.
9. Termination
Either party may terminate the agreement with 30 days written notice. We may terminate services immediately for non-payment or violation of these terms.
10. Governing Law
These terms are governed by the laws of Arizona, without regard to conflict of law principles.
11. Contact Information
If you have questions about these Terms and Conditions, contact us at:
Email: [email protected]
Phone: (480) 719-3311