Privacy Policy for Fundhub Enterprises LLC
Effective Date: 12/29/2024
Last Updated: 12/29/2024
1. Introduction
Fundhub Enterprises LLC ("we," "us," "our") is committed to protecting your privacy. This Privacy Policy outlines how we collect, use, disclose, and safeguard your personal information when you access or use our financial services, including consultations and the acquisition of credit products. By engaging with our services, you consent to the practices described in this Privacy Policy.
2. Information We Collect
We collect personal information to provide you with financial services, process applications, and facilitate the acquisition of credit products.
The types of personal data we may collect include:
Personal Identifiers: Name, address, phone number, email address, Social Security Number (SSN), date of birth, government-issued identification numbers.
Financial Information: Credit history, credit score, income details, employment status, bank account information, loan history, and other relevant financial data.
Communication Data: Information exchanged between you and our customer support, including call records, email correspondence, and text messages.
Device & Usage Data: Information about your devices, IP address, browser type, and browsing activity when interacting with our website and digital services.
3. How We Use Your Information
We use your personal information to provide, manage, and improve our financial services, including but not limited to:
Consultation and Service Provision: To evaluate your financial situation and assist you in acquiring credit products.
Customer Support: To respond to inquiries, resolve issues, and provide ongoing support.
Communication: To send service-related communications, updates, and notifications about our services.
Legal Compliance: To comply with applicable legal, regulatory, and security requirements, including identity verification, anti-money laundering (AML) checks, and fraud prevention.
Marketing: With your consent, to send marketing communications about new financial products and services that may be of interest to you.
You can opt out of marketing emails at any time. Just navigate to our 'Contact Us' page and make the request!
4. Sharing of Information
We may share your information in the following circumstances:
With Financial Institutions: We may share your information with credit providers, lenders, and other financial institutions to help you acquire credit products.
Service Providers: We may disclose your information to trusted third-party service providers who perform services on our behalf, such as payment processors, data storage, and marketing services.
Legal and Regulatory Compliance: We may share information when required by law or regulation, including for identity verification, fraud prevention, or as part of a legal process (e.g., subpoena, court order).
Business Transfers: In the event of a merger, acquisition, or sale of all or part of our business, your information may be transferred to the new owner.
We will not sell, rent, or trade your personal information to third parties for marketing purposes without your consent.
5. Data Security
We implement a range of technical, administrative, and physical safeguards to protect your personal information from unauthorized access, disclosure, alteration, or destruction.
While we take reasonable steps to protect your data, please note that no security system is completely impenetrable, and we cannot guarantee the absolute security of your information.
6. Retention of Your Information
We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy or as required by law. When your data is no longer needed, we will securely dispose of or anonymize it.
7. Your Rights and Choices
Depending on your jurisdiction, you may have certain rights regarding your personal data.
These rights may include:
Access: You can request a copy of the personal information we hold about you.
Correction: You can request corrections to inaccurate or incomplete data.
Deletion: You can request that we delete your personal information, subject to certain exceptions (e.g., for legal obligations).
Opt-Out of Marketing: You can withdraw your consent to receive marketing communications by following the opt-out instructions in our emails or contacting us directly.
Data Portability: You can request to receive your data in a structured, commonly used, and machine-readable format.
To exercise your rights, please contact us using the information provided at the end of this policy.
8. Children’s Privacy
Our services are not intended for children or adults under the age of 18. We do not knowingly collect or solicit personal information from children. If we discover that we have inadvertently collected personal information from a child or adult under the age of 13, we will take steps to delete such information as soon as possible.
9. International Data Transfers
If you are located outside of the United States, please be aware that your personal information may be transferred to and processed in the United States or other jurisdictions where we or our service providers operate. By using our services, you consent to such transfers.
10. A2P Compliance
In compliance with Application-to-Person (A2P) messaging regulations, Fundhub Enterprises LLC ensures that all communications through text messages (SMS) will only be sent with your prior consent. You will always have the option to opt-out of receiving future A2P communications by following the opt-out instructions provided in the message.
We will ensure that any messaging is relevant to the services we provide and that your data is handled in accordance with this Privacy Policy.
11. Updates to This Privacy Policy
We may update this Privacy Policy from time to time. When we do, we will post the updated policy on our website and update the "Last Updated" date at the top of the page.
We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.
12. Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:
Fundhub Enterprises LLC
7137 E Rancho Vista Dr Unit 4011
Scottsdale, Arizona, 85251
Phone: (646) 681-7455
Email: [email protected]